Financial Resources

Financial Resources

There are so many financial resources to learn about personal financial management, including official government websites, educational sites, non-profit organizations, and financial counselors and advisors.  It can be hard to keep track of all of the financial resources.  I typically start with Google, but it is important to check if the resource is reliable.  Here are some financial resources that I’ve enjoyed browsing:

General:

    • The Consumer Financial Protection Bureau (CFPB) offers assistance, information on laws and regulations, and the ability to submit a complaint. http://www.consumerfinance.gov
    • Tool & Calculators: http://www.sec.gov/investor/tools.shtml
    • Mymoney.gov
    • AnnualCreditReport.com – Receive a credit report from each of the three major credit bureaus, free once per year for each bureau (so you can get your credit report three times per year)!
    • Learn about consumer issues, taxes, unclaimed money, buying from the government (auctions), currency, growing a business, and more via https://www.usa.gov/money.
    • Protect your valuables and use RFID sleeves so that your passport and credit cards cannot be scanned and stolen!

Overall Money Management

    • Quicken
    • Mint.com
    • Financial Planning Notebook – Various options available, like this one:

Saving

Investing:

Retirement:

  • TSP.gov – This is important for service members to check regularly.  After signing up via MyPay to contribute to your Thrift Savings Plan (TSP), you can manage the plan, check the balance, transfer between funds, etc. all via TSP.gov.
  • Service members receiving tax-free combat-zone pay can contribute tax-free to Roth, and contributions/earnings come out tax-free too!
  • CNN Money’s Basic Investing Guide
  • How your claiming age affects your Social Security retirement benefits via Consumer Finance.
  • Roth IRA Pros/Cons: http://money.cnn.com/pf/money-essentials-roth-ira/index.html
  • FINRA Investment Tools
    • Retirement Calculator
    • Retirement Estimator
    • 401(k) & IRA Required Minimum Distribution Calculator
    • 401(k) ‘Save the Max’ Calculator

Debt Management

Taxes

Military Finances

Education

Insurance

  • Service members’ Group Life Insurance (SGLI) costs only 7 cents per $1,000 of coverage per month, and service members can add $100,000 of coverage for a spouse for as little as $60 per year if he/she is under age 35.
  • Insure.com – Accurate insurance quotes from numerous insurers.
  • AccuQuote.com – Personalized insurance coverage offers.
  • InsWeb.com – Auto insurance quotes from several large companies.
  • eHealthinsurance.com – Immediate quotes for many insurers including consumer reviews.
  • Naic.org/cis – Review a company’s complaint ratio (the number of complaints for every dollar collected in premiums). The lower the better!

Legal

Home Buying/Mortgages

Car Buying

Books/Journals

  • The Big Short by W. W. Norton
  • MarketPsych by Wiley
  • Guerrilla Marketing for Job Hunters 2.0 by Wiley

Savvy Spending

  • Retail Me Not
  • eBates
  • PriceGrabber
  • Shoeboxed: Digitize & organize receipts and expenses.
  • com – Easy to use and quick way to find online coupon codes!
  • FINRA Investor Tools
    • Scam meter
  • Consumer Information including jobs, making money, homes, mortgages, money, credit, & scams.
  • LastMinute.com – Last minute travel deals.
  • Check out these actions and sales through the U.S. Government!

Financial News

  • CNN Money
  • Bloomberg
  • CNBC
  • Financial Times
  • Google Finance
  • Wall Street Journal
  • MarketWatch
  • Kiplinger
  • Reuters

Articles

Blogs

  • Consumerist.com – Useful, fun, snarky information on consumer issues.
  • Wisebread.com – Best blog for frugalistas according to Kiplinger. All about being smart with your money, or as its tagline says, “Living Large on a Small Budget.”
  • TipHero.com – Best blog for saving money.
  • PFBlog.com
This list is a work in progress, shared as potential financial resources; however, I am not endorsing or verifying that they are accurate.  You must verify any sources, especially online, to make sure they are reliable and up-to-date.

Do you know of a reliable financial resource?  Please share!