Baby Stroller

Postponing Children

Postponing Children

Children are a blessing, so it is no wonder that according to Gallup, 74% of American adults have children, 16% of adults plan to have children, and 3% of adults wish they had children.  Only a small 5% of adults do not want children.

I want children, but when?  Note:  This reflects my personal opinions, but I incorporate statistics too.  We all have different experiences and situations though, so by no means is there a “right” or “wrong” answer as to when to have children! Read More!

Cars

Sell or Store Your Car?

Should you sell or store your car?

Are you considering if you should sell your car or put it in storage?  Possibly you’re relocating for work for just a few years, so you think keeping your great car is a good idea.

Is it an antique or vintage car?  Or, is your car so old that the value will barely depreciate (like, 10+ years old, low miles, and worth less than $1,500)?  If those scenarios are not true for you, SELL!  Even if someone else is paying to store your car, SELL IT! Keep Reading!

De-Clutter

De-Clutter and Earn Extra Cash!

Turn Distress into De-Stress by Exchanging Trash for Treasure.

A great way to start of the New Year is to prepare your house for spring cleaning while bringing in some extra cash! Could you use some spare cash to pay off student loans or debt? Or would some additional cash allow you to save up an emergency fund, set aside funds for retirement, or even invest in some extra mutual funds? Keep Reading!

Coins, Change

Every Cent Counts – Healthy Habits

Every cent counts! Ready to save money? Commit to healthy New Year habits and you can save over $2,500 annually and barely notice the difference! It’s amazing how small habits lead to big change (figuratively and literally).

With the New Year right around the corner, it is time to commit to some healthy habits (and save money). Many people choose to give things up for their New Year’s resolution, but I think it’s better to start something positive. Instead of giving up candy, chocolate, or soda, why not start walking daily, bike to your errands, or adding a serving of vegetables every day? And, what about finances? I could tell you to save $1 per day, or 15% towards retirement, but how do you actually do that? Try these healthy habits and see how small changes add up fast! Keep Reading!

Budget Apps

Best Budget Apps

Best Budget Apps

Are you making a budget, but need to make sure it’s accurate?  Or have you already created a budget, but you want to find out if your finances are on track?  Do you want the financial freedom to know you can afford to spend what you are spending?!

Budget App

Last year, as a financial counselor, I knew I needed to “practice what I preach” to my clients and use a financial budgeting app.  I used a budget app for a few months, but I never sat down and actually analyzed the financial data by category.  This New Year, I am going to commit to tracking my expenses AND analyzing the data!  Keep Reading!