Get Rid Of Your Stuff!

Get Rid Of Your Stuff!

I want to inspire you to get rid of your stuff!  Why do you need all of these things cluttering your life?  What makes you happy?  Does the cabinet full of dishes, closet full of clothes, drawers full of gadgets, and piles of extra cords, cables, toys, and stuff make you happy?  One or two of those items might, but it’s probably pretty easy for you to look at it and pick out what you actually use.  The hard part?  Getting rid of the stuff you don’t use!

I’m guilty of it too.  Every morning I workout.  I open my workout clothes drawer and I know my favorite pairs of shorts, tops, bras, and socks.  Why do I keep the other ones?  Sure, I have a pair that’s better for running and a pair that’s better for biking, but what about the other ones?

Get Rid Of It!

That’s just what I did this weekend.  I started with my sock drawer.  Yes, a whole drawer full of socks.  Why on earth do I need a full drawer of socks?  After all, I do laundry at least weekly, and when a pair gets too worn, I can replace it.  It’s not like there will be a shortage of socks at Target anytime soon.  That being said, it was actually kind of hard!  To make it easier, I put them in a plastic bag labeled rags.  If I use them to clean, even just once, and then throw them away, at least I got one last use out of them.  (Plus, that’s less paper towel to buy, at least until I run out of old socks!)

What does this have to do with money?

Once you get rid of your stuff, do not replace it.  You can live with less; therefore, spending less money!

Don’t hoard.

Even if there’s a sale on soap, you don’t need to buy 10 bars.  There will be another sale, and another coupon.  When you’re down to your last bar or two, keep an eye out for a sale and something will pop up.

Don’t shop out of boredom.

Go to the store with a purpose.  Is your shampoo bottle almost empty?  Add it to your grocery list for a few weeks prior so that you can catch a sale and coupon.  Did you wear a hole in your socks?  Put it on your shopping list and watch for a sale.  Ultimately, stick to your lists.  I love using an app on my smartphone, sync it with my husband, and when we’re about to run out of something, we add it to the list.  Then when we must go to the store for something, we can check what else we’re almost out of and buy it when it’s on sale.  This works for clothes, toiletries, groceries, everything!  (Side note:  It’s also a key aspect of proper nutrition and meal planning.  Decide what meals you will eat this week, make a list, and buy only those items.  You’ll be healthier, happier, and have more energy!)

Sell your stuff!

Looking to make money?  Finally part with that pair of jeans that just doesn’t fit right, and sell those tops that are a bit loose or tight.  Is there a spare TV sitting in a bedroom that you really don’t use because you watch shows on your tablet or phone?  Sell it!

Use Replacement Value – or Best Alternative Option when selling your stuff:  How much would you have to pay to re-buy the same item?  It’s likely an old model, so check used prices on eBay, Amazon used sellers, Craigslist, etc.  What would someone else have to pay if they weren’t going to buy the item from you?  Be honest about the condition of the item.  How much useful life is left?  Some items might surprise you.  I was shocked I could sell my unlocked iPhone for what I paid for it three years prior.  Many other electronics depreciate much faster, like a TV.  I paid $600 for my 47″ LCD TV five years ago; however, today I could buy a similar TV for under $300, so the used value is even less than that.  The bright side of selling my TV?  I could still replace it with a new one of the same specs for only $300 now, so if I can sell it for $250, it really only cost me $50 to use for five years because now I’ll have a new one.  (I just have to be willing to buy a new one that doesn’t have all the fancy new features.  The cost of old technology went down because of all of the new technology!)

Could you live in a Tiny House?

Okay, that might be a bit extreme.  Lately I’ve been a tad addicted to watching Tiny House documentaries.  I love the concept, but I want more space than a 100 foot trailer.  What will I implement from the Tiny House idea?  I will live with what I truly need.  I will make the most of my space.  I will keep things that are useful or beautiful.  I will decorate my house thoughtfully.  I will be creative, innovative, and conscientious.

Why do I need more space than a 100 foot Tiny House?

As much as I love the idea of maximizing every square inch of my house, I will actually use the added space.  If you’re not going to use it, then you’re just wasting money on maintaining it, cleaning it, paying for the utilities, decorating it, furnishing it, etc.  I love working out every day, and I love having exercise equipment at home.  I will use the extra space if it’s full of workout equipment.  I also plan to have children, so I would use the extra bedroom.  (However, I will likely use some of the creative Tiny House ideas to make their bedroom dual purpose, such as a play room and guest room too.)

Anyway, back to the original purpose of this post.  Think about what you will actually use, what do you need, what makes you happy and adds value to your life?  Don’t clutter your life with needless possessions that waste your time to maintain, clean, sort, organize, etc.  De-clutter your life, de-stress, and enjoy whatever level of minimalism is right for you!

Because Yes Is More Fun Than No

Because Yes Is More Fun Than No

There are so many articles on the internet about how to budget, invest, save for retirement, etc.  I’ve been in a writing rut because I don’t want to publish something that you can find on a ton of other sites.  As I was browsing the web tonight, I saw a sentence and before I even realized it I started typing…

“Because Yes Is More Fun Than No!”

I want to say yes!  It’s hard to say no, whether you’re saying no to an awesome sale, dinner with a friend, or even work.  It’s important to learn how to say no when you need to…don’t overwork yourself, burn yourself out, or live outside of your means; but, YES IS MORE FUN!

How can you say yes more often?

Whether it’s meal planning or budgeting, you can say yes when you have a plan.  By knowing what you need to spend this week (gas, groceries, bills, etc.), this month (cell phone, car, utilities, etc.), and this year (clothes, insurance, medical/dental, etc.), you know what you have left to spend on fun!  I compare money to fitness and eating because it’s very similar.  If you know you need 100 grams of protein, and you make a plan to have egg whites, cottage cheese, and all that good healthy stuff first, then you can say yes to a caramel brownie and know you’ll still reach your ultimate goals.  (“healthy stuff” = needs; brownie = wants)

To say yes more often, moderation is key.  In making the plan, you found that it’s not healthy to have brownies all day, but you can have a brownie for dessert.  The same goes for money, or almost anything else you want to say yes to.  If you want to go to dinner with friends, you may not order the filet mignon at the restaurant (yikes that can be expensive!), but you can probably budget for salmon, salad, or side dishes, and focus on the conversation and friendships rather than the food.

What about clothes?  Recently I’ve found some great deals at the local Thrift Shop.  Instead of being limited to 1 or 2 pieces of clothes per month, I bought 17 items for $20, and they were names brands!  (Calvin Klein, Bebe, Nine West, Gap, etc.)  If you shop at Nordstrom or Saks, you may have to say no more often, but if you shop at thrift shops or discount stores, you’ll be able to say yes more often!

Little changes add up!  Think about all of the ways you can modify what you want to get the best of both worlds.  Yes is more fun than no!