Why do you think you deserve a new iPhone every year? Your contract probably doesn’t even allow you to get a discount until next year! That’s a waste of money. So what if it’s an ounce lighter with a millimeter larger screen, back in the 80’s people got along just fine without it at all. Yes, it’s convenient, and I do love my iPhone, MacBook Pro, and my iPad, BUT, I waited until I got discounted prices, used deals, or the best sale possible after tracking it for a long time. Why? I know that I don’t deserve everything right away! Even if I have the cash in my bank account, I wait. Why would I waste $400-600 buying an iPhone before my contract is up when my current one still works, and I can get it for $200 next year (and there will be another edition next year anyway). Now I can invest that $200-400, earn 6-10% interest, and ultimately, retire younger! (Okay, that’s still far out, but every bit counts, and that’s the mindset YOU NEED!) Keep Reading!